Estimate how much you may receive after selling your property, after factoring in outstanding loan, CPF refund, accrued interest, Seller’s Stamp Duty, resale levy, agent service fee, legal/admin cost, and other selling-related costs.
This calculator is designed for seller clarity, not profit projection. It helps homeowners understand that the selling price is only the starting point — not the final cash-in-hand amount.
Enter your estimated selling price and key deductions below. For CPF refund, check your actual CPF property usage and accrued interest through CPF before relying on the result.
This result is a planning estimate. It should be used to ask better questions before selling, not as a final transaction statement.
The calculator follows a simple seller clarity framework:
Your selling price is the gross amount. It does not represent your final cash proceeds.
Loan redemption, CPF refund, SSD, resale levy, and transaction costs may reduce your final position.
The result should be compared with your next-home budget, cash required, renovation, and holding power.
Sellers should also understand the buyer-side and upgrader-side impact before selling, especially if they are buying another property.
Use these official references to verify CPF refund, stamp duty, HDB resale procedures, and CEA consumer guidance.
A clear sale plan should include estimated proceeds, CPF refund, loan redemption, possible SSD, resale levy, next-home affordability, and timeline planning.
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