HDB resale & upgrading
Connect the sale of your existing home with your next purchase. Consider estimated proceeds, CPF refunds, financing, moving costs and the timing of both transactions.
Explore HDB upgrading →
UProperty.sg · Founder & property professional
Andrew Koh Singapore property guidance for every life stage.
Helping buyers, homeowners and families make clearer decisions about buying, selling, upgrading and right-sizing.
Andrew is the founder of UProperty.sg and a CEA-registered real estate salesperson with OrangeTee & Tie Pte. Ltd. His approach brings affordability, housing needs and long-term suitability into the same conversation.
A home should support the life you want to live.
Andrew has worked in Singapore real estate since 2010. He founded UProperty.sg to make property information easier to understand and to help people prepare for consequential housing decisions.
His property work focuses on HDB resale and upgrading, private residential choices, and senior right-sizing. Each starts with practical questions: What can you comfortably afford? How will the move affect everyday life? What flexibility will you need later?
His wider work in active ageing and community care informs an interest in accessible homes, proximity to support and changing household needs. For older homeowners, the discussion includes whether staying in a familiar home may be suitable.
“The right property decision should make sense for your finances,
your family and your next stage of life.”
Start with the situation you are in.
Private homes & new launches
Compare resale and new-launch choices against your budget, location needs, space requirements and intended holding period. Review the full commitment and practical trade-offs.
Explore private home planning →Senior right-sizing & family transitions
Consider housing costs, accessibility, family proximity and future support. Explore moving, right-sizing or staying put, with the homeowner’s preferences central to the discussion.
Explore senior housing readiness →For rental, landlord or property investment enquiries, share your situation with Andrew so the relevant scope and next step can be clarified.
A structured conversation, at your pace.
Understand your priorities
Begin with your current housing situation, intended move, timing and the needs of everyone affected. Identify what a successful outcome would mean for you.
Compare practical scenarios
Organise estimates for cash, CPF, borrowing and transaction costs. Consider affordability, timing and alternatives, including waiting where appropriate.
Clarify the next step
Identify matters to verify with HDB, CPF Board, IRAS, your bank or lawyer. If you wish to proceed, discuss representation, fees and the scope of any estate agency engagement.
The Property Clarity Check prepares an enquiry summary for you to review before you choose to send it through WhatsApp. An initial enquiry does not appoint Andrew as your property agent.
Useful tools. Clear assumptions. Room to decide.
Andrew’s approach places education before commitment. UProperty.sg brings together calculators, guides and policy explanations to help you recognise the questions that matter before taking action.
Make the numbers understandable
Use calculators to explore indicative affordability, sale proceeds and ownership costs. Estimates depend on the information entered and should be checked against your actual circumstances.
Use the property calculators →Understand the evidence
Look for source dates, assumptions and official references. Market observations, estimates and forecasts carry different levels of certainty; none guarantees an outcome.
Read our content standards →Before you contact Andrew
Who is Andrew Koh at UProperty.sg?
Andrew Koh is the public name of Andrew Koh Kah Heng, also known as Andrew Koh SG and AndrewKohSG. He is the founder of UProperty.sg and a CEA-registered real estate salesperson, registration R018334F, with OrangeTee & Tie Pte. Ltd., CEA licence L3009250K.
Can I speak with Andrew before deciding to buy or sell?
Yes. You can begin with an enquiry about your situation, including whether to move, upgrade, right-size or stay put. Use the Property Clarity Check or contact page. Any subsequent services, scope and fees should be agreed before engagement.
What should I prepare for an initial enquiry?
Your objective, property type, approximate budget and intended timing are enough to start. Share general information initially. Confidential documents can be discussed later through an appropriate agreed process if needed.
How does Andrew approach senior right-sizing?
The discussion begins with the homeowner’s preferences, daily living needs, affordability and support network. It considers the implications of moving and staying, while specific eligibility, CPF, legal and financial matters are verified with the relevant authorities or professionals.
Is UProperty.sg a property agency?
UProperty.sg is an independently operated property education and decision-support website. It is not a licensed estate agency. Estate agency work undertaken by Andrew is conducted through OrangeTee & Tie Pte. Ltd., subject to the applicable professional requirements and agency procedures.
How can I verify Andrew’s professional details?
Follow the CEA verification guidance (opens in a new tab) to access the Public Register. Search using the business telephone number and compare the name, registration and agency details before engaging a salesperson.
Let’s make your next property decision clearer.
Whether you are buying your first home, planning an upgrade or considering a home for your next stage of life, start with your priorities.