Seller Clarity • HDB Resale Levy Awareness

Resale Levy Calculator Singapore

Estimate whether a resale levy may apply when you sell a subsidised HDB flat or EC and plan to buy another subsidised flat or a new Executive Condominium from a developer.

This calculator helps homeowners understand how the resale levy may affect their estimated sale proceeds, next-home budget, and upgrading or right-sizing plan.

Important: This is an awareness calculator only. Resale levy treatment should be verified with HDB, especially for older flats, Singles Grant cases, EC cases, SERS, deferred levy, family transfers, and special housing subsidy histories.

Estimate Your Resale Levy

Select your first subsidised housing type and your next intended purchase. This calculator uses the common fixed resale levy table for first subsidised flats sold on or after 3 March 2006. Older cases require HDB verification.

First Subsidised Housing Type Use the type of the first subsidised flat or EC previously enjoyed.

Household / Singles Grant Status Singles Grant recipients may have different levy amounts.

First Subsidised Flat Sale Timing Older pre-3 March 2006 cases may be percentage-based and should be checked with HDB.

Next Intended Purchase Resale levy usually matters when taking another subsidised housing benefit.

Estimated Sale Price / Proceeds Optional. Helps estimate remaining cash after levy.

Other Seller Deductions Optional. Include loan, CPF refund, SSD, fees, or other deductions if known.

Special Scenario Special cases should be checked with HDB before making decisions.

Your Estimated Result

This result is for awareness only. Final resale levy treatment must be verified with HDB.

Estimated Resale Levy

First Subsidised Housing Type –

Household Status –

Next Purchase –

Estimated Balance After Levy $0

Status Awaiting input

Enter your details to estimate whether resale levy may affect your seller proceeds or next-home plan.

How This Resale Levy Calculator Works

The calculator checks whether your next intended purchase is likely to involve another subsidised housing benefit. If yes, it estimates the resale levy based on the first subsidised housing type and household status.

1. Check Subsidy History

The key question is whether you have already enjoyed a housing subsidy through a new HDB flat, EC, DBSS, or CPF Housing Grant.

2. Check Next Purchase

The resale levy is usually relevant when buying another subsidised flat or a new EC from a developer.

3. Plan Net Cash

Use the result together with CPF refund, outstanding loan, SSD, and other costs to estimate your seller position.

Useful UProperty.sg Interlinks

After estimating resale levy, continue checking your sale proceeds, CPF refund, SSD, and next-home affordability.

Sales Proceeds Calculator CPF Refund Calculator Seller’s Stamp Duty Calculator Seller Clarity Hub Affordability Calculator TDSR Calculator MSR Calculator BSD / ABSD Calculator

Official External References

Verify resale levy, subsidy history, second-timer status, EC conditions, and HDB sale planning through official sources.

HDB Conditions After Buying HDB Intent to Sell HDB EC Eligibility HDB Sale Proceeds Calculator CEA Consumer Guidance

Check Resale Levy Before Planning Your Next Move

Resale levy can affect your available cash, second subsidised purchase, EC planning, and right-sizing decision. Estimate it early before assuming your sale proceeds are fully available.

Continue to Sales Proceeds Calculator

This calculator is for general educational awareness only. It does not constitute HDB, CPF, legal, financial, tax, loan, valuation, or investment advice. It does not confirm resale levy liability, waiver, exemption, deferred levy, subsidy recovery, EC eligibility, HDB eligibility, sale proceeds, or transaction outcome. Please verify your actual resale levy position with HDB and relevant professionals before making any property decision.