UProperty Singapore

Independent Singapore Property Consumer Guide

How to Check Your Property Agent in Singapore Before You Engage One

Before you buy, sell, rent, or lease out a property, take a simple but important step: verify who you are dealing with. A responsible property journey should begin with official checks, clear representation, proper documentation, transparent commission terms, and careful handling of personal data.

Important notice: UProperty.sg is an independent property education and consumer awareness website. It is not a licensed estate agent, property agency, CEA, PDPC, HDB, URA, CPF Board, IRAS, MAS, or Singapore Government website. Andrew Koh is a CEA-registered real estate salesperson, Registration No. R018334F, registered with OrangeTee & Tie. Any estate agency work, where applicable, is conducted through OrangeTee & Tie and subject to CEA rules, agency procedures, and applicable law.

Why checking your property agent matters

Property decisions can involve large sums of money, sensitive personal information, financing, CPF matters, legal documents, tenancy obligations, family planning, and long-term financial impact. Consumers should not rely only on a name card, social media profile, listing screenshot, or verbal claim.

Simple principle: Before you appoint any property agent, pause and verify. Check official registration, understand who the agent represents, document the engagement, and share personal data only when necessary.

What you can check on the CEA Public Register

The CEA Public Register helps members of the public verify property agencies and registered salespersons. It should be used as part of your due diligence before appointing an agent or responding to a property listing.

1

Registration status

Confirm whether the person is a CEA-registered salesperson and check the salesperson’s unique CEA registration number.

2

Licensed estate agent details

Confirm the licensed estate agent, commonly understood by consumers as the property agency, that the salesperson is registered with.

3

Phone number check

Search using the phone number shown in the advertisement or used by the person contacting you. A mismatch should be treated seriously.

4

Transaction records

Review available residential transaction records shown on the Public Register and consider whether the experience is relevant to your needs.

5

Awards and accolades

Awards may provide useful context, but they should not replace verification, suitability, trust, and proper documentation.

6

Disciplinary or enforcement records

Where published, review disciplinary or enforcement information as one part of your decision-making process.

Public Register enhancement: CEA has enhanced the visibility of enforcement actions against property agencies and property agents. Consumers can use this information to better assess an agent or agency before engagement.

Consumer checklist before appointing a property agent

Use this checklist before engaging a property agent for a sale, purchase, rental, or leasing matter.

Verify the person on the official CEA Public Register.
Check the CEA registration number, registered phone number, and licensed estate agent name.
Clarify whether the salesperson represents buyer, seller, landlord, or tenant.
Use the relevant CEA Prescribed Estate Agency Agreement where appropriate.
Discuss and document commission before entering into the agreement.
Clarify whether GST is included or excluded, where applicable.
Ask for any actual or potential conflict of interest to be declared.
Do not transfer commission to an individual salesperson’s personal account.
Pay transaction monies directly to the correct payee through verifiable means.
Avoid sharing sensitive documents through a basic enquiry form.

Consumer checks based on official CEA guidance

AreaWhat to checkWhy it matters
RegistrationCheck the salesperson and licensed estate agent on the CEA Public Register.This helps confirm whether the person is properly registered through a licensed estate agent.
Phone numberSearch the phone number used in the listing or message.A phone number mismatch may indicate impersonation, misuse of another salesperson’s profile, or possible scam risk.
RepresentationAsk clearly who the salesperson represents in the transaction.Property agents should not act for both parties in the same transaction or collect commission from both sides.
AgreementUse the relevant CEA Prescribed Estate Agency Agreement where appropriate.The agreement documents duties, commission, and conflict-of-interest declarations.
CommissionDiscuss and document commission before entering into the agreement.Commission is not fixed and should be clearly agreed. Clarify whether GST is included or excluded.
Transaction moniesPay the correct payee directly through verifiable means.Consumers should avoid passing transaction monies through a salesperson unnecessarily.
Personal dataShare only what is necessary for the stated purpose.Property transactions often involve sensitive personal data and should be handled carefully.

PDPA-conscious handling of property enquiries

A general property enquiry should not require you to immediately upload sensitive documents. Share only what is necessary for the enquiry. More detailed documents should only be requested when there is a clear and proper purpose, such as formal engagement, due diligence, eligibility checks, anti-money laundering checks, financing assessment, tenancy documentation, or transaction paperwork.

Avoid sending too early

Sensitive documents

Do not send NRIC copies, passport copies, bank statements, CPF statements, payslips, tenancy documents, Option to Purchase documents, loan documents, or family-sensitive information through a basic contact form unless there is a proper purpose and you understand why it is needed.

Good practice

Purpose limitation

Personal data should be collected, used, and disclosed only for stated and reasonable purposes. The purpose should be made clear before or at the time the information is collected.

Suggested PDPA notice for UProperty.sg enquiry forms

By submitting this enquiry through UProperty.sg, you consent to Andrew Koh, CEA Registration No. R018334F, a CEA-registered real estate salesperson with OrangeTee & Tie, using the personal data you provide to respond to your property enquiry and, where appropriate, discuss whether a formal estate agency engagement through OrangeTee & Tie may be suitable.

UProperty.sg is an independent property education and consumer awareness website. It is not a licensed estate agent or property agency and does not conduct estate agency work in its own name.

Please do not submit NRIC copies, passport copies, bank statements, CPF statements, payslips, tenancy documents, Option to Purchase documents, loan documents, or other sensitive documents through this general enquiry form.

For personal data matters, withdrawal of consent, access or correction requests, or data protection queries, please contact the data protection contact at privacy@uproperty.sg. Please also refer to the Privacy Policy.

Recommended enquiry and marketing consent separation

For safer PDPA and DNC practice, keep basic enquiry consent separate from marketing consent.

Marketing message caution: If follow-up messages are promotional or marketing-related and are sent to a Singapore telephone number, Do Not Call obligations may apply. Basic enquiry consent and marketing consent should not be bundled. Always give people a clear way to opt out of marketing messages.

Warning signs to pause and verify

Pressure to transfer money quickly

Pause if you are asked to transfer rent, deposit, option fee, commission, stamp duty, or other monies urgently without clear documentation and correct payee details.

Phone number mismatch

Be careful if the phone number used by the person does not match the phone number shown in official verification.

Unclear representation

Ask whether the salesperson represents you or the other party. Do not assume representation from a listing or message alone.

No written agreement

Important terms such as scope of work, commission, GST, and conflict-of-interest declarations should be documented clearly.

Requests for excessive personal data

Do not share sensitive personal documents unless the purpose is clear, necessary, and appropriate.

Guaranteed outcome claims

Be cautious of claims that guarantee price appreciation, rental yield, loan approval, CPF outcome, eligibility approval, tax outcome, or regulatory approval.

If there is a concern or dispute

If you have a concern about a property matter, keep the process factual. Save relevant records such as names, dates, messages, advertisements, screenshots, agreements, payment records, and a clear timeline of what happened.

Suggested first step: Where appropriate, approach the licensed estate agent/property agency first with the facts. For regulatory concerns, refer to official CEA channels. For personal data concerns, refer to official PDPC channels. For legal, financial, CPF, tax, tenancy, or contractual matters, seek advice from the relevant qualified professional or authority.

Frequently asked questions

Is UProperty.sg a licensed estate agent or property agency?

No. UProperty.sg is an independent property education and consumer awareness website. It is not a licensed estate agent, property agency, CEA, PDPC, HDB, URA, CPF Board, IRAS, MAS, or Singapore Government website.

Who conducts estate agency work if I make a property enquiry?

Where applicable, estate agency work is conducted by Andrew Koh, CEA Registration No. R018334F, as a CEA-registered real estate salesperson with OrangeTee & Tie, and subject to CEA rules, agency procedures, and applicable law.

Why should I search by phone number on the CEA Public Register?

Searching by phone number helps you check whether the number used in a listing or message is linked to the registered salesperson’s profile. A mismatch should be treated seriously.

Must I use a CEA Prescribed Estate Agency Agreement?

The relevant Prescribed Estate Agency Agreement is recommended where appropriate because it helps document duties, commission, and conflict-of-interest declarations.

Can commission be negotiated?

Commission is not fixed and should be discussed and documented before entering into an agreement. Clarify whether GST is included or excluded, where applicable.

Should I pay commission directly to the salesperson?

Commission should be paid to the licensed estate agent/property agency, not to the individual salesperson’s personal account.

Does submitting an enquiry mean I agree to marketing messages?

It should not. Basic enquiry consent and marketing consent should be separated. You should be able to submit a property enquiry without being forced to consent to promotional messages.

Before you engage, pause and verify.

A responsible property journey should begin with official verification, clear representation, proper documentation, transparent commission terms, and careful handling of personal data.

Verify on the CEA Public Register
Compliance and public education notice: This article is for general public education and consumer awareness only. It is not legal, financial, tax, CPF, valuation, bank loan, immigration, tenancy, regulatory, investment, or personal data protection legal advice. UProperty.sg is not a licensed estate agent, property agency, CEA, PDPC, HDB, URA, CPF Board, IRAS, MAS, or any Singapore Government agency.

Andrew Koh is a CEA-registered real estate salesperson in Singapore. CEA Registration Number: R018334F. Registered estate agent: OrangeTee & Tie. Any estate agency work, where applicable, is conducted through OrangeTee & Tie and subject to CEA rules, OrangeTee & Tie procedures, and applicable law.

Readers should verify the latest information with the relevant official sources and seek qualified professional advice where required. No property outcome, price movement, rental yield, loan approval, eligibility result, CPF treatment, tax treatment, legal outcome, tenancy outcome, enforcement outcome, or regulatory approval is guaranteed.

Personal data contact: For personal data matters relating to enquiries submitted through UProperty.sg, please contact privacy@uproperty.sg. Replace this with the correct active privacy/DPO contact before publication.

Last reviewed: 14 June 2026.