Singapore SGD Reference
Manual Rate Awareness
Last checked: 8 May 2026
Fixed Deposit Rate Awareness Calculator Singapore
Compare selected publicly available Singapore dollar fixed deposit and time deposit references by rate, tenure, minimum placement, fresh funds requirement and estimated maturity interest. This tool is for education and cashflow awareness, not bank recommendation or financial advice.
Check your fixed deposit scenario
Enter a placement amount and preferred tenure. The calculator will highlight the highest eligible tracked reference from the manually updated list and estimate the interest if held to maturity.
Estimated interest uses simple interest based on the stated annual rate and tenure.
Some promotions use effective or blended rates because part of the funds may need to be earmarked
in a savings or current account. Always verify final terms directly with the bank.
Highest eligible tracked reference
Click “Compare Rates”
The result will appear here based on your amount, tenure, fresh funds status, customer segment and package type.
Rate used
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Estimated interest
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Maturity amount
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This is a comparison aid only. It does not recommend any bank or deposit product.
Highest tracked headline rate
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Based on tracked data.
Highest tracked effective rate
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Useful when bundle rates are involved.
Lowest minimum placement
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Useful for smaller cash placements.
Tracked references
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Selected SGD fixed deposit / time deposit references.
| Bank | Package | Rate | Tenure | Minimum | Eligibility | Type | Notes | Source |
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Swipe left or right to view the full comparison table on mobile.
Important: This fixed deposit calculator is for general education and cashflow awareness only.
It does not provide financial advice, investment advice, bank recommendations, or product recommendations.
The rates shown are selected publicly available Singapore dollar fixed deposit or time deposit references,
manually checked from official bank sources as at the stated update date. Rates, minimum placements,
fresh funds requirements, promotional periods, customer segments, early withdrawal rules, effective rates,
and eligibility conditions may change without notice. Please verify directly with the relevant bank before
making any placement decision. Singapore dollar deposits of non-bank depositors may be insured by SDIC up to
the applicable statutory limit per depositor per Scheme member, where eligible.