Harmonised Condo Value Calculator | New Launch vs Resale

UProperty Singapore • Harmonisation + Lease + Fresh-99 PSF

Singapore Condo Harmonisation, Lease & Fresh-99 PSF Calculator

Compare a new launch and resale condo beyond headline PSF. This tool first checks harmonised vs non-harmonised PSF, then estimates effective usable PSF, lease-normalised PSF, notional Fresh-99 equivalent PSF, renovation impact, CPF lease caution and final buyer signal.

The goal is not to force a new launch or resale answer. The goal is to show whether the apparent PSF advantage remains after adjusting for usable space, harmonisation status, lease balance and buyer context.

A. Quick Harmonisation PSF Checker

Quick Settings

Use this for a fast PSF-only explanation, similar to simple industry normalisers.

Harmonisation Adjustment Assumption (%) Holding / Exit Period (years) Lease Normalisation Method Normalise Lease To

Quick: New Launch

Project Name Current PSF ($) Lease Start Year Tenure Type Original Lease Term Floor Area Status

Quick: Comparing Project

Project Name Current PSF ($) Lease Start Year Tenure Type Original Lease Term Floor Area Status

Quick PSF result

Enter the quick PSF details to compare harmonisation and lease-normalised PSF.

New Launch Comparable PSF $0 psf

Comparing Project Comparable PSF $0 psf

Comparable PSF Gap 0%

Difference $0 psf

Quick Chart

New launch comparable PSF$0

Comparing project comparable PSF$0

B. Full Buyer Decision Calculator

1. New Launch Unit

Use price list and floor plan. Avoid double-counting areas already included in internal space.

Project / Unit Label Purchase Price ($) Stated Area (sqft) Internal Liveable Area (sqft) Balcony (sqft) Yard / Utility (sqft) PES / Terrace (sqft) AC / RC Ledge (sqft) Bay Window / Planter (sqft) Void / Double Volume (sqft) Renovation / Repair Cost ($) Floor Area Status Tenure Type Lease Start Year Original Lease Term Manual Remaining Lease Today

2. Nearby Resale Comparator

Choose a genuine comparable: similar location, bedroom type, tenure, size band, floor level, condition and transaction period.

3. Full Calculator Settings

Space Weighting Mode Comparator Quality Youngest Buyer Age Planned Holding Period (years)

Final buyer signal

Enter the full unit details to compare space, harmonisation status, lease balance and buyer context.

Score combines usable-space value, harmonised comparable PSF, lease-normalised PSF, renovation cost, buyer age and comparator quality.

New Fresh-99 Equivalent PSF $0 psf

Resale Fresh-99 Equivalent PSF $0 psf

Fresh-99 PSF Gap 0%

Notional Difference $0

Full Chart

New effective usable PSF$0

Resale effective usable PSF$0

New Fresh-99 PSF$0

Resale Fresh-99 PSF$0

Space result

Effective usable PSF compares price against practical usable area.

Lease result

Fresh-99 equivalent PSF adjusts for lease balance and exit-year lease.

Buyer caution

CPF, loan and resale exit should be checked separately.

Metric	New Launch Unit	Nearby Resale Unit
Total Cost	$0	$0
Stated Area	0 sqft	0 sqft
Headline PSF	$0 psf	$0 psf
Adjusted Usable Area	0 sqft	0 sqft
Layout Efficiency	0%	0%
Effective Usable PSF	$0 psf	$0 psf
Harmonised Comparable PSF	$0 psf	$0 psf
Remaining Lease Today	—	—
Remaining Lease After Holding Period	—	—
Lease Factor Used	—	—
Fresh-99 Equivalent PSF	$0 psf	$0 psf
Notional Lease Adjustment PSF	$0 psf	$0 psf
CPF Lease Coverage Signal	—	—

Important: This calculator is for public education and decision support only. It is not a formal valuation, financial advice, investment recommendation, tax advice, legal advice, or a guarantee of future price performance. The harmonisation adjustment and Fresh-99 equivalent PSF are educational estimates. They are not official government calculations or actual SLA lease-renewal quotes. Buyers should verify official floor plans, strata area, tenure, lease start date, caveats, CPF usage, bank loan eligibility, BSD/ABSD, TDSR, renovation cost, maintenance condition and professional advice.