Singapore Mortgage Rate Tracker
This page tracks selected publicly observed Singapore mortgage packages for general reference. Mortgage pricing may vary by property type, loan size, borrower profile, bank approval, channel, campaign period and legal / subsidy terms.
Last reviewed: 10 March 2026
| Bank / Source | Package Type | Observed Headline Rate | Property Type / Use Case | Lock-in | Important Notes |
|---|---|---|---|---|---|
| Standard Chartered via broker / comparison source |
Private property package |
From 1.123% p.a. Observed low headline rate |
Private residential / selected scenarios | Varies by package | Use “from” wording only. Headline rates may depend on refinancing vs purchase, loan quantum, profile, legal subsidy terms and campaign availability. |
| OCBC via broker / comparison source |
Private property package | Indicative promo range | Private residential / selected scenarios | Varies by package | OCBC is listed among the sharpest banks in current private-property comparisons. If you want to mention 1.28%, present it as “from 1.28% p.a. (indicative broker-observed promo)” only after manual verification. |
| DBS / POSB | Private property / HDB comparison presence | Indicative market-linked | HDB and private residential | Varies | DBS appears among the sharpest names in Redbrick’s March 2026 comparison tables and is highlighted for competitive rebates in some HDB refinancing situations. |
| UOB | 3M Compounded SORA package | 3M SORA + 0.70% | Completed residential property, new purchase or refinancing | 2 years | UOB’s published indicative package shows Year 1 and Year 2 at 3M Compounded SORA + 0.70%, Year 3 at +0.80%, and Year 4 onwards at +1.00%, subject to a minimum loan size and bank approval. |
| Market comparison view | Private property fixed / floating | From 1.123% p.a. | Private residential | Depends on package | Redbrick’s March 2026 summary shows private-property fixed rates ranging from 1.123% to 2.600%, and private-property floating rates ranging from 1.123% to 2.380%. |
Swipe left or right to view the full mortgage comparison on mobile.
Compliance note: Use neutral wording such as “tracked”, “observed”, “indicative”, or “from”, and avoid claiming that any package is universally the “best” or guaranteed available to all borrowers.
This page is for general information only and does not constitute financial advice, credit advice, a loan recommendation, or an offer of financial products. Mortgage packages, spreads, legal subsidies, lock-in terms, clawback conditions and promotional rates may change without notice. Users should verify the latest terms directly with the respective bank or official loan source before making any financial or property decision. Property decisions should also consider affordability, TDSR / MSR, cashflow sustainability, holding power and prevailing government policies.
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