UProperty Singapore

CPF Usage Calculator (Property Purchase)

Estimate how much CPF Ordinary Account (OA) savings may be used for a property purchase under common scenarios. This simplified estimator is intended for general reference only.

Valuation Limit (Lower of Price or Valuation)
$0
Estimated CPF Usable
$0
Estimated Cash + CPF Shortfall
$0
This calculator provides a simplified estimate based on common CPF housing rules such as the valuation limit. Actual CPF usage depends on factors including remaining lease, buyer age, property type, CPF retirement sums and prevailing CPF Board regulations. Always verify figures using CPF Board’s official calculators and seek professional advice before making property decisions.
Free Singapore Property Tools
Support the UProperty.sg Community

These calculators and property planning tools are created as free educational resources for Singapore homeowners and buyers. If you found them helpful, consider supporting the project by following our page or sharing the tools so more people can benefit.

Built as part of the UProperty.sg knowledge hub to support better property and financial planning in Singapore.